Starting on 1st of October 2018, your membership of the Finnish Musicians’ Union automatically includes musical instrument insurance up to 3 000€. This is one of the benefits that the Union has negotiated on your behalf with Brookfield, a specialist insurer of musical instruments.
You are covered against accidental damage, loss or theft of your musical instruments which happens anywhere in the world, including when on tour or performing. The policy does not cover the first 150€ of every claim. The insurance also covers the potential decrease in value of the instrument caused by damage.
You can insure more than 3 000€ of musical instruments by purchasing extended cover directly from us. The cost of the extended cover is not covered by the Union, but the Union has negotiated discounted prices.
The insurance is valid for the members whose membership has lasted for at least one month and who have paid their membership fee, except for the retired T-category members and those exemptioned from the membership fee. The insurance is terminated when membership ends.